If you’re trying to save money with a finance app, this tip from commenter Drew-Ferg11 is super useful:
Qapital doesn’t invest money into stocks like Acorns (so it’s not a 1-1 comparison if you’re only looking for stock gains) but it does round up purchases and save them off. It also allows you to loop into IFTTT and some other options to make saving a little more ‘fun’. For example, I save a dollar every time Trump tweets……as you can imagine it adds up quickly.
Qapital is a great savings app because it’s so easily gamified. You create a goal, and then it gives you several rule options for how it will save for you, like saving a percentage of each paycheck or saving each time you buy something you’re trying not to buy.
And as Drew-Ferg11 pointed out, you can also pair it with IFTTT. If This Then That is a website and app that lets users create logic statements (“if this happens, then that will happen”) pairing up certain Internet-enabled services and devices. There are a ton of pre-made rules for Qapital, like save when the temperature rises above 75 degrees, every time you post on Instagram, when you add a track to a Spotify playlist, or when the International Space Station flies overhead. But you can also create your own unique rule.
And there are other finance-related pre-made applets to choose from on IFTTT. For example, you can receive an email if a certain stock is up 5%, or get a push notification of the day’s Bitcoin price.
In the Qapital app, I set up a payday rule and a guilty pleasure rule for when I spend money at Madewell (what can I say, I love a good button-up). There are a ton of programs and devices you can use to make rules in IFTTT—if you have other creative ideas, leave them in the comments.
from Lifehacker http://bit.ly/2qUAqDl